You asked about Neobank
55 people built something like it. 9 are gone.
That is 17% of the ones whose fate we could settle, against 23% across the whole register. 3 were acquired.
| Launched | What it was | Today |
|---|---|---|
| 2017-06-01 | YCFAZZ All-in-one Finance for Every Southeast Asia Business · fazzfinancial.com | still up |
| 2018-01-01 | YCAspire All-in-one Finance OS for businesses · aspireapp.com | still up |
| 2022-01-01 | Empowering businesses to grow. · kapital.mx | still up |
| 2017-01-01 | YCNomba Global Business Banking for Africa's Ambitious Businesses. · nomba.com | still up |
| 2021-01-01 | The new wealth manager for Europe · finary.com | still up |
| 2021-01-01 | YCZ1 Digital bank for teenagers in LatAm connected to prepaid card · z1.app | still up |
| 2022-01-01 | YCSeis Banking 100% in Spanish for the 44 million US Spanish speakers · seis.com | gone |
| 2020-01-01 | Challenger bank for enterprises · starkbank.com | still up |
| 2018-06-01 | YCOxygen A leading digital bank in the US offering personal and business… · getoxygen.com | still up |
| 2021-01-01 | YCZiina A digital wallet for the Middle East & North Africa · ziina.com | still up |
| 2022-01-01 | YCTransfez Brex for small businesses in Indonesia · itsjack.com | still up |
| 2022-01-01 | YCMono Embedded finance infrastructure for LatAm enterprises. · mono.la | still up |
| 2022-01-01 | YCGlep AI-Native Spend platform built for Real Estate businesses · glep.com | still up |
| 2022-01-01 | YCArc Banking & Funding for Startups · joinarc.com | acquired |
| 2024-01-01 | YCCleva Global neobank for emerging markets · getcleva.com | still up |
| 2019-06-01 | YCFamPay India’s first neobank for teenagers · fampay.in | still up |
| 2022-06-01 | YCnsave Trusted $€£ accounts abroad for people from unstable economies. · nsave.com | still up |
| 2022-06-01 | YCPing The global neo-bank for contractors and freelancers · letsping.com | still up |
| 2021-06-01 | YCAkudo India's first learning-focused neobank for teenagers · akudo.in | gone |
| 2022-01-01 | Group Financing for small businesses across Africa. · userank.com | still up |
| 2023-01-01 | B2B marketplace for Auto Dealers in Africa · shekelmobility.com | still up |
| 2021-01-01 | Building Chime for India · buenofinanceinc.com | acquired |
| 2023-01-01 | YCWallbit Neobank for global remote workers · wallbit.io | still up |
| 2022-06-01 | YCBitstack All things money, with better money · bitstack-app.com | still up |
| 2022-06-01 | YCMoneco Neobank for African migrants in Europe · moneco.app | still up |
| 2021-06-01 | YCInstaKin Financial Platform for Migrant Families in America · instakin.com | still up |
| 2022-01-01 | YCGrey Banking services for remote workers and digital nomads · grey.co | still up |
| 2022-06-01 | YCPana A Global Bank on Chain · holapana.com | still up |
| 2022-06-01 | Digital Bank for Freight Carriers in Africa. · pivo.africa | gone |
| 2024-06-01 | YCKontigo USDC-Smart Neobank for Latinos. · kontigo.lat | still up |
| 2022-01-01 | YCBoya Corporate Expense cards and Spend management for businesses in Africa · boyahq.com | still up |
| 2020-06-01 | YCCapWay Inclusive financial technology service provider. · capway.com | gone |
| 2022-01-01 | YCWhiz Transforming Finances, Maximizing Your Money Potential. · whiz.id | gone |
| 2023-06-01 | YCCoba Dual Currency Accounts For LatAm · coba.ai | still up |
| 2020-06-01 | YCYotta Save money and win prizes up to $10m through weekly number draws. · withyotta.com | still up |
| 2021-06-01 | A neobank for Africa's 500 million youth · fingo.africa | acquired |
| 2022-01-01 | US based USD accounts for non-US residents · elevatepay.co | still up |
| 2022-01-01 | YCArpari Multibank treasury management · arpari.com | still up |
| 2022-01-01 | YCCardda All-in-one spend management for businesses in Latam · cardda.com | still up |
| 2025-06-01 | YCMunify The Cross-Border Neobank for the Middle East · munify.ai | still up |
| 2022-01-01 | YCOrca Banking for Gen Z, on steroids. · orca.fyi | still up |
| 2025-09-01 | Ramp for Real Estate · goldbridgebanking.com | still up |
| 2023-01-01 | YCTheya The world's simplest Bitcoin self-custody solution · theya.us | still up |
| 2025-01-01 | YCKaroo AI native consumer lending platform for underserved Americans · karoo.ca | still up |
| 2023-01-01 | Neobank for e-commerce businesses · spendruby.com | still up |
| 2022-01-01 | YCEmigre Banking in India for Indian expats (NRIs) · emigre.us | gone |
| 2021-06-01 | YCNexus Nexus offers a unified checking and investment account. · nexushq.com | gone |
| 2014-06-01 | YCCheddar The Best Mobile Checking Account · cheddar.io | gone |
| 2024-06-01 | YCLucible Combined checking and investment account · luciblefi.com | still up |
| 2024-01-01 | YCPolar The smarter way to manage USD earnings globally · polarfi.com | still up |
| 2025-01-01 | YCKarsa Stablecoin neobank for emerging markets · gokarsa.com | still up |
| 2023-06-01 | YCEnvelope Budgeting app with built-in banking · envelopebudgeting.com | still up |
| 2023-06-01 | YCVaultPay Digital banking platform for the 30 million smartphone users in DRC. · vaultpay.io | still up |
| 2019-01-01 | Investing in innovation · springinafrica.com | still up |
| 2022-06-01 | YCAlma Gamified mobile banking app where people can win $1M every Wednesday · myalmafi.com | gone |
How this compares
The register re-probes every domain it holds. Some that answered last month stop answering. We send that list — what went quiet, and what it was — once a month. Nothing else.
How this was made. Show HN entries are every post from 2021 to 2023 with at least five points that linked to its own domain; code hosts and free hosting are excluded, because a repository outlives the effort behind it. Product Hunt entries needed 100 votes — a far higher bar, so they are the promoted top slice rather than a like-for-like sample. Both are judged by asking the domain whether it still answers: gone means it no longer resolves, refuses the connection, serves a parking page, or says plainly that it shut down. An HTTP error is not counted as gone — a server answering 404 is one somebody still pays for, and an audit of 25 gone-calls found two such sites alive with only a moved homepage. Y Combinator entries use the status YC publishes itself, which is why only those can say acquired. Squatted domains — a lapsed name now serving somebody else's site — are not detected, so these figures run slightly low.