You asked about Lending
85 people built something like it. 8 are gone.
That is 11% of the ones whose fate we could settle, against 23% across the whole register. 13 were acquired.
| Launched | What it was | Today |
|---|---|---|
| 2019-01-01 | YCKovi Making car ownership more inclusive, flexible and simple. · kovi.com.br | acquired |
| 2018-06-01 | Manage your ledgers and avail Financial Services like Lending on your… · khatabook.com | still up |
| 2012-01-01 | YCLendUp LendUp is a socially responsible company on a mission to redefine… · lendup.com | gone |
| 2021-06-01 | YCBaubap Smart micro financing for everyone · baubap.com | still up |
| 2021-06-01 | Corporate Card solution for Indian businesses · karboncard.com | still up |
| 2022-01-01 | YCNumida Working capital for African micro businesses · numida.com | still up |
| 2016-06-01 | Bridging a world of consumer-permissioned credit data · novacredit.com | still up |
| 2021-01-01 | YCR2 Embedded lending infrastructure · r2.co | acquired |
| 2018-06-01 | YCProdigal Lending Intelligence Software · prodigaltech.com | still up |
| 2018-01-01 | YCErudiFi Digital financial services for students in Southeast Asia · erudifi.com | still up |
| 2021-01-01 | YCZ1 Digital bank for teenagers in LatAm connected to prepaid card · z1.app | still up |
| 2019-01-01 | BoardRE is a new type of mortgage company that upgrades any offer… · accept.inc | acquired |
| 2022-01-01 | YCGIMO We help underbanked workers get paid before payday · gimo.vn | still up |
| 2021-01-01 | YCKredi Rocket Mortgage for LatAm. · kredi.mx | still up |
| 2020-01-01 | YCNexu Financing platform for LatAm car dealerships. · nexu.mx | still up |
| 2017-01-01 | YCAella Diversified credit infrastructure powering payments across Africa. · aellaapp.com | still up |
| 2019-06-01 | YCZippi Payment Platform for LatAm Micro and Small Businesses · zippi.com.br | still up |
| 2020-01-01 | YCKosh Creating Microfinance 2.0. · getkosh.com | still up |
| 2021-01-01 | YCLendflow Embedded lending infrastructure for software companies · lendflow.com | still up |
| 2021-06-01 | YCPayflow A mobile app. It allows employees to get paid their salary on-demand. · payflow.es | still up |
| 2017-01-01 | YCOneFin Shopify for Financial Services · onefin.in | still up |
| 2022-06-01 | YCKashin Credit for the emerging economy in Latam · kashin.app | still up |
| 2016-06-01 | YCLegalist Legal investment firm · legalist.com | still up |
| 2020-01-01 | Better financial services for creators · trykarat.com | still up |
| 2020-01-01 | YCFacio Salary advance to employees in Brazil. · facio.com.br | still up |
| 2016-01-01 | YCStilt Financial products for immigrants (acquired by JG Wentworth) · stilt.com | acquired |
| 2019-01-01 | YCCredPal CredPal is a buy now pay later company in Africa that allows… · credpal.com | still up |
| 2021-01-01 | YCFinley Streamline your debt capital raise and management · finleycms.com | acquired |
| 2022-01-01 | YCWibond Affirm for LATAM · wibond.co | still up |
| 2020-01-01 | YCGrain Grain transforms the debit card you already have into a credit card… · trygrain.com | still up |
| 2022-01-01 | YCBelozFi Financial health focused micro-lender in Mexico · belozfi.com.mx | still up |
| 2017-06-01 | YCbxblue bxblue is a marketplace for people with guaranteed income in Brazil.… · bxblue.com.br | acquired |
| 2019-06-01 | Debt Management for Latin America. · tranquifinanzas.com | still up |
| 2019-06-01 | YCFynn SoFi for trade students · fynncredit.com | still up |
| 2022-01-01 | Working capital for Brazilian restaurants · pantorepay.com.br | still up |
| 2022-01-01 | Intelligent Process Automation for Lending. · fintelite.ai | still up |
| 2020-06-01 | We give employees cash advances for their 401k match and ESPP · lendtable.com | still up |
| 2022-01-01 | Group Financing for small businesses across Africa. · userank.com | still up |
| 2021-01-01 | The payments solution for small scale construction. · go.build | gone |
| 2021-01-01 | Building Chime for India · buenofinanceinc.com | acquired |
| 2020-01-01 | YCJenfi Jenfi provides revenue-based financing for digital businesses in Asia · jenfi.com | still up |
| 2022-01-01 | YCLenk The next-gen lending platform for the banking system in LATAM. · getlenk.com | still up |
| 2021-01-01 | Payroll app to pay workers daily for retailers & manufacturers in SEA · vuiapp.vn | still up |
| 2021-01-01 | YCSivo Debt as a service for companies to lend money to their users at scale. · sivo.com | still up |
| 2020-01-01 | YCHaven Homeownership reimagined for the 21st century. · havenservicing.com | still up |
| 2022-06-01 | Financing Southeast Asia's ~$1 trillion housing backlog · expressbuilding.ph | still up |
| 2017-06-01 | The easiest way to buy 74k+ crypto tokens with USD · dharma.io | acquired |
| 2022-01-01 | YCBharatX Enable Buy-Now-Pay-Later in a White-Labelled Manner · bharatx.tech | acquired |
| 2019-06-01 | YCApurata Point of sale financing for Latin America's middle class. · apurata.com | still up |
| 2022-01-01 | YCCreizer Clear.co for LATAM. Revenue based financing for online sellers. · creizer.com | still up |
| 2021-06-01 | YCPayhippo Loans to Nigeria's SMEs in under 3 hours · payhippo.africa | still up |
| 2021-01-01 | YCDayra Data-driven embedded Financial Services for Gig Workers · dayra.co | still up |
| 2022-01-01 | YCWagetap Advance next payday, and BNPL for bills · wagetap.com | still up |
| 2024-06-01 | YCKastle AI employee for consumer lending · kastle.ai | still up |
| 2021-06-01 | YCAbhi Abhi is Pakistan's 1st financial wellness platform focusing on… · abhi.com.pk | still up |
| 2019-06-01 | YCBlair Financing education through Income Share Agreements · joinblair.com | gone |
| 2025-06-01 | YCVeritus AI agents for the consumer lending industry · veritus.com | still up |
| 2021-01-01 | YCKrab Instant loans for trucking companies in India · krab.in | gone |
| 2021-01-01 | YCKanda Affirm for general contractors · getkanda.com | still up |
| 2021-01-01 | YCPesto getpesto.com | still up |
How this compares
Y Combinator reports its own outcomes, including acquisitions. The other two are judged by asking the domain, so they are not measured the same way and are never averaged together.
The register re-probes every domain it holds. Some that answered last month stop answering. We send that list — what went quiet, and what it was — once a month. Nothing else.
How this was made. Show HN entries are every post from 2021 to 2023 with at least five points that linked to its own domain; code hosts and free hosting are excluded, because a repository outlives the effort behind it. Product Hunt entries needed 100 votes — a far higher bar, so they are the promoted top slice rather than a like-for-like sample. Both are judged by asking the domain whether it still answers: gone means it no longer resolves, refuses the connection, serves a parking page, or says plainly that it shut down. An HTTP error is not counted as gone — a server answering 404 is one somebody still pays for, and an audit of 25 gone-calls found two such sites alive with only a moved homepage. Y Combinator entries use the status YC publishes itself, which is why only those can say acquired. Squatted domains — a lapsed name now serving somebody else's site — are not detected, so these figures run slightly low.