You asked about Conversational Banking
176 people built something like it. 23 are gone.
That is 15% of the ones whose fate we could settle, against 23% across the whole register. 20 were acquired.
| Launched | What it was | Today |
|---|---|---|
| 2015-01-01 | YCBankjoy An end-to-end digital banking solution for banks and credit unions · bankjoy.com | still up |
| 2023-06-01 | YCCasca Make Banking Magical · cascading.ai | still up |
| 2009-06-01 | YCStripe Economic infrastructure for the internet. · stripe.com | still up |
| 2012-06-01 | YCCoinbase Buy, sell, and manage cryptocurrencies. · coinbase.com | acquired |
| 2015-01-01 | YCRazorpay India's only full-stack financial solutions company for businesses. · razorpay.com | still up |
| 2017-01-01 | YCBrex Business accounts, corporate cards, and spend management software. · brex.com | acquired |
| 2022-09-27 | talk.quazel.com | moved |
| 2021-06-01 | YCLemFi Fair, simple and accessible financial services · lemfi.com | still up |
| 2022-04-28 | onjuno.com | gone |
| 2018-06-01 | YCAjaib Consumer fintech for Indonesia · ajaib.co.id | still up |
| 2021-01-01 | YCDjamo Challenger Bank for consumers in French speaking Africa. · djamo.com | still up |
| 2017-01-01 | YCNomba Banking and payments for businesses in Africa · nomba.com | still up |
| 2020-06-01 | YCSpenmo A spend management software that provides businesses visibility,… · summitglobal.com | still up |
| 2018-01-01 | Jasper is a leader in creating content using Artificial Intelligence · jasper.ai | still up |
| 2019-01-01 | YCVerto Cross-Border Payments and FX Simplified · vertofx.com | still up |
| 2022-04-27 | ivella.com | still up |
| 2019-01-01 | YCNALA Building Payments for the Next Billion. · nala.com | still up |
| 2022-06-30 | every.io | still up |
| 2020-01-01 | We are connecting every single Mexican to the financial system. · fondeadora.com | still up |
| 2014-01-01 | YCAxoni Axoni is building the next generation of capital markets technology · axoni.com | acquired |
| 2019-01-01 | YCAlpaca API-first stock and crypto brokerage platform · alpaca.markets | still up |
| 2020-06-01 | YCJeeves International banking infrastructure for global startups. · tryjeeves.com | still up |
| 2020-06-01 | All-in-one financial platform for latam Startups and SMBs. · contasimples.com | still up |
| 2016-01-01 | YCDaily Conversational Voice and Multimodal AI built with Open Source · daily.co | still up |
| 2021-06-09 | airy.co | still up |
| 2013-06-01 | YCArcus Payment-as-a-service that helps any business launch payment solutions · arcusfi.com | acquired |
| 2018-01-01 | Embedded banking software platform and marketplace · treasuryprime.com | still up |
| 2020-01-01 | YCBelvo Open Finance API platform for Latam. · belvo.com | still up |
| 2021-07-19 | primerlabs.io | unverified |
| 2024-06-01 | YCConveo Growth through always‑on consumer understanding · conveo.ai | still up |
| 2018-01-01 | AI games and entertainment on TV · weekend.com | still up |
| 2016-06-01 | The Smart Market for Institutional Investors · onechronos.com | still up |
| 2021-01-01 | YCProspa Banking for businesses · getprospa.com | still up |
| 2022-01-01 | YCSeis Banking 100% in Spanish for the 44 million US Spanish speakers · seis.com | gone |
| 2020-01-01 | Challenger bank for enterprises · starkbank.com | still up |
| 2021-06-01 | YCSlash Banking, corporate cards, stablecoin payments – available globally. · slash.com | still up |
| 2017-06-01 | LTSE is an ecosystem for visionary business. · ltse.com | still up |
| 2020-01-01 | YCBeGo BeGo Connects cargo shippers with truck suppliers in Mexico and US · bego.ai | still up |
| 2020-06-01 | YCDecentro API Platform for Banking Integrations (Plaid for India and APAC) · decentro.tech | still up |
| 2017-01-01 | YCAella Diversified credit infrastructure powering payments across Africa. · aellaapp.com | still up |
| 2014-06-01 | YCSFOX Crypto-currency trading platform. · sfox.com | still up |
| 2014-06-01 | We make bitcoin simple. · bitaccess.com | acquired |
| 2017-06-01 | YCPrelim Software for banks to open bank accounts · prelim.com | still up |
| 2021-06-01 | YCtrii One stop investment solution for retail investors in Latam · trii.co | still up |
| 2020-01-01 | Crowdforce is an app that allows any local merchant in Africa,… · crowdforce.io | acquired |
| 2021-01-01 | Plaid for Southeast Asia · finantier.co | gone |
| 2020-01-01 | Crypto Exchange and Payment API Gateway · tiendacrypto.com | still up |
| 2023-01-01 | YCLittio Dollar banking for people in Latin America · littio.co | still up |
| 2021-06-01 | YCTAG TAG is the First Digital Bank (Chime/Revolut/N26) for Pakistan · tagme.pk | gone |
| 2021-01-01 | YCNavattic Interactive product demos · navattic.com | still up |
| 2017-01-01 | Low-code integration platform for banking · sandboxbanking.com | acquired |
| 2022-01-01 | YCArc Banking & Funding for Startups · joinarc.com | acquired |
| 2022-01-01 | YCWibond Affirm for LATAM · wibond.co | still up |
| 2018-06-01 | Cryptocurrency infrastructure for Africa. · helicarrier.studio | still up |
| 2022-01-01 | YCGlep AI-Native Spend platform built for Real Estate businesses · glep.com | still up |
| 2023-06-01 | Revenue Activation Platform · hyperbound.ai | still up |
| 2022-01-14 | beta.sayhello.so | unverified |
| 2015-01-01 | YCReplika Replika is an AI friend that you can talk to designed to make you… · replika.ai | still up |
| 2020-01-01 | YCdelt.ai Digital banking for businesses in Latam. · delt.ai | acquired |
| 2023-01-01 | YCYuma AI The AI Support Agent for Ecommerce · yuma.ai | still up |
How this compares
Y Combinator reports its own outcomes, including acquisitions. The other two are judged by asking the domain, so they are not measured the same way and are never averaged together.
Older launches have had longer to die, so this slope is expected. A year that broke it would mean something is wrong with the checking.
The register re-probes every domain it holds. Some that answered last month stop answering. We send that list — what went quiet, and what it was — once a month. Nothing else.
How this was made. Show HN entries are every post from 2021 to 2023 with at least five points that linked to its own domain; code hosts and free hosting are excluded, because a repository outlives the effort behind it. Product Hunt entries needed 100 votes — a far higher bar, so they are the promoted top slice rather than a like-for-like sample. Both are judged by asking the domain whether it still answers: gone means it no longer resolves, refuses the connection, serves a parking page, or says plainly that it shut down. An HTTP error is not counted as gone — a server answering 404 is one somebody still pays for, and an audit of 25 gone-calls found two such sites alive with only a moved homepage. Y Combinator entries use the status YC publishes itself, which is why only those can say acquired. Squatted domains — a lapsed name now serving somebody else's site — are not detected, so these figures run slightly low.