You asked about Consumer Finance
1,441 people built something like it. 391 are gone.
That is 32% of the ones whose fate we could settle, against 23% across the whole register. 211 were acquired.
| Launched | What it was | Today |
|---|---|---|
| 2011-06-01 | We’re building the world’s bank payment network. · gocardless.com | still up |
| 2014-06-01 | YCClear Fintech SaaS platform for invoices, taxes, wealth management & credit. · clear.in | still up |
| 2016-01-01 | YCTruebill Live your best financial life · truebill.com | acquired |
| 2012-06-01 | Marketplace connecting consumers to financial advisors · smartasset.com | still up |
| 2020-01-01 | We are connecting every single Mexican to the financial system. · fondeadora.com | still up |
| 2019-06-01 | YCGotrade Robinhood for Southeast Asia (SEA) · heygotrade.com | still up |
| 2015-06-01 | Credit cards for Indians that banks cannot see · redcarpetup.com | still up |
| 2018-06-01 | YCFintual Wealth manager · fintual.com | still up |
| 2018-06-01 | YCProdigal Lending Intelligence Software · prodigaltech.com | still up |
| 2022-01-01 | YCAspora Single account to manage money across the world · aspora.com | still up |
| 2021-01-01 | YCAtrato Enabling consumers split the cost of purchases without a credit card · atratopago.com | still up |
| 2021-01-01 | YCZ1 Digital bank for teenagers in LatAm connected to prepaid card · z1.app | still up |
| 2022-01-01 | YCSeis Banking 100% in Spanish for the 44 million US Spanish speakers · seis.com | gone |
| 2018-06-01 | YCOxygen A leading digital bank in the US offering personal and business… · getoxygen.com | still up |
| 2021-06-01 | Home electrification at $0 upfront cost · solarmente.es | gone |
| 2021-01-01 | YCZiina A digital wallet for the Middle East & North Africa · ziina.com | still up |
| 2020-01-01 | YCKosh Creating Microfinance 2.0. · getkosh.com | still up |
| 2020-06-01 | Instant cash payouts for delayed flights · medpiper.com | still up |
| 2012-01-01 | YCTilt Mobile crowdfunding: The easiest way to collect, fundraise, and sell… · tilt.com | acquired |
| 2019-06-01 | YCCompound Compound is a wealth manager for people who work at tech companies. · withcompound.com | acquired |
| 2010-06-01 | The online financial management service for everyone. · futureadvisor.com | acquired |
| 2021-01-01 | YCHapi Stocks and cryptos trading app with zero commissions and no minimums… · hapi.trade | still up |
| 2023-01-01 | YCLittio Dollar banking for people in Latin America · littio.co | still up |
| 2020-06-01 | YCAltro Build Credit With Your Subscriptions · altro.io | acquired |
| 2022-01-01 | YCBelozFi Financial health focused micro-lender in Mexico · belozfi.com.mx | still up |
| 2022-06-01 | YCTwo Dots AI fraud prevention and underwriting agent · twodots.com | still up |
| 2019-06-01 | YCRainbow Open-source, design centric software for interacting with blockchains · rainbow.me | still up |
| 2019-01-01 | YCAtlas Modern spend management & concierge. · atlascard.com | still up |
| 2018-01-01 | GitHub for Investment Methodology · tilt.io | still up |
| 2021-01-01 | YCSolo We help people resolve debt. · solosuit.com | still up |
| 2021-06-01 | YCMine The AI personal finance company. · usemine.com | gone |
| 2019-01-01 | YCCatch Benefits for independent workers. · catch.co | acquired |
| 2021-06-01 | Helping Indians make better financial decisions. · marketfeed.com | still up |
| 2022-01-01 | YCGauss AI agent that helps consumers lower the cost of debt automatically · gauss.money | still up |
| 2019-01-01 | YCKeeper AI tax filing for complex returns · keepertax.com | still up |
| 2016-06-01 | Financial wellness for the middle class · joinsmartpath.com | still up |
| 2020-06-01 | YCBits Bits is a credit card designed to help people build credit · getbits.app | still up |
| 2021-06-01 | YCInstaKin Financial Platform for Migrant Families in America · instakin.com | still up |
| 2023-06-01 | YCCheqUPI India's first UPI wallet for foreign nationals and NRIs · cheq.money | acquired |
| 2020-01-01 | YCBamboo Bamboo ― the first online brokerage service for Africans and their… · investbamboo.com | still up |
| 2021-01-01 | YCAlinea Automated investing for the next generation 💸 · alinea-invest.com | still up |
| 2019-06-01 | YCPath Financial advisors for Gen-Z · path.me | gone |
| 2022-01-01 | YCJoe We let customers "Buy Now Pay Later" on any store in Europe. · joe-app.com | acquired |
| 2019-06-01 | YCSable Mobile bank for credit-worthy, new-to-America internationals offering… · sablecard.com | acquired |
| 2019-01-01 | YCUpsolve Helping low-income Americans overcome debt and rebuild credit at… · upsolve.org | still up |
| 2010-06-01 | Personal debt and credit management. Acquired by Avant in 2015. · readyforzero.com | gone |
| 2020-01-01 | YCRevenir First API solution for tax returns. · revenir.ai | still up |
| 2021-01-01 | YCOctiFi Buy Now Pay Later for Southeast Asia · octifi.com | acquired |
| 2005-06-01 | textpayme.com | acquired |
| 2011-01-01 | YCBalanced Payments for Marketplaces · balancedpayments.com | gone |
| 2013-01-01 | YCCoin A mobile wallet that allows you to pay everywhere credit cards are… · onlycoin.com | acquired |
| 2019-06-01 | YCSwadesh We setup Immigrants with a free US Bank Account, Credit Card, SIM… · swadesh.co | still up |
| 2020-06-01 | YCCapWay Inclusive financial technology service provider. · capway.com | gone |
| 2022-01-01 | YCWhiz Transforming Finances, Maximizing Your Money Potential. · whiz.id | gone |
| 2021-01-01 | YCBloom Investing app that teaches you how to invest · bloomapp.com | still up |
| 2021-06-01 | YCIvella Banking and savings products designed for couples · ivella.com | gone |
| 2024-06-01 | YCElayne Estate settlement, from verified discovery to distribution · elayne.com | still up |
| 2025-09-01 | Superintelligent financial advisor · becomeautonomous.com | still up |
| 2020-06-01 | YCYotta Save money and win prizes up to $10m through weekly number draws. · withyotta.com | still up |
| 2024-06-01 | YCFinosu AI Native Consumer Loan Servicer · finosu.com | still up |
How this compares
Y Combinator reports its own outcomes, including acquisitions. The other two are judged by asking the domain, so they are not measured the same way and are never averaged together.
Older launches have had longer to die, so this slope is expected. A year that broke it would mean something is wrong with the checking.
The register re-probes every domain it holds. Some that answered last month stop answering. We send that list — what went quiet, and what it was — once a month. Nothing else.
How this was made. Show HN entries are every post from 2021 to 2023 with at least five points that linked to its own domain; code hosts and free hosting are excluded, because a repository outlives the effort behind it. Product Hunt entries needed 100 votes — a far higher bar, so they are the promoted top slice rather than a like-for-like sample. Both are judged by asking the domain whether it still answers: gone means it no longer resolves, refuses the connection, serves a parking page, or says plainly that it shut down. An HTTP error is not counted as gone — a server answering 404 is one somebody still pays for, and an audit of 25 gone-calls found two such sites alive with only a moved homepage. Y Combinator entries use the status YC publishes itself, which is why only those can say acquired. Squatted domains — a lapsed name now serving somebody else's site — are not detected, so these figures run slightly low.