You asked about Credit and Lending
28 people built something like it. 4 are gone.
That is 17% of the ones whose fate we could settle, against 23% across the whole register. 4 were acquired.
| Launched | What it was | Today |
|---|---|---|
| 2021-06-01 | YCBaubap Smart micro financing for everyone · baubap.com | still up |
| 2021-06-01 | Corporate Card solution for Indian businesses · karboncard.com | still up |
| 2021-01-01 | YCR2 Embedded lending infrastructure · r2.co | acquired |
| 2021-01-01 | YCKredi Rocket Mortgage for LatAm. · kredi.mx | still up |
| 2021-01-01 | YCFinley Streamline your debt capital raise and management · finleycms.com | acquired |
| 2021-01-01 | Building Chime for India · buenofinanceinc.com | acquired |
| 2021-01-01 | The payments solution for small scale construction. · go.build | gone |
| 2021-01-01 | Payroll app to pay workers daily for retailers & manufacturers in SEA · vuiapp.vn | still up |
| 2021-01-01 | YCSivo Debt as a service for companies to lend money to their users at scale. · sivo.com | still up |
| 2021-06-01 | YCPayhippo Loans to Nigeria's SMEs in under 3 hours · payhippo.africa | still up |
| 2021-06-01 | YCAbhi Abhi is Pakistan's 1st financial wellness platform focusing on… · abhi.com.pk | still up |
| 2021-01-01 | YCDayra Data-driven embedded Financial Services for Gig Workers · dayra.co | still up |
| 2021-01-01 | YCKrab Instant loans for trucking companies in India · krab.in | gone |
| 2021-01-01 | YCPesto getpesto.com | still up |
| 2021-01-01 | YCKanda Affirm for general contractors · getkanda.com | still up |
| 2021-06-01 | Loan management software for private lenders · hypercore.ai | still up |
| 2021-06-01 | YCVerde Digital lending platform for Brazilian farmers · verde.agr.br | gone |
| 2021-06-01 | YCLevel Fast and simple fintech financing · trylevel.app | acquired |
| 2021-01-01 | YCZ1 Digital bank for teenagers in LatAm connected to prepaid card · z1.app | still up |
| 2021-01-01 | YCAtrato Enabling consumers split the cost of purchases without a credit card · atratopago.com | still up |
| 2021-01-01 | YCLendflow Embedded lending infrastructure for software companies · lendflow.com | still up |
| 2021-06-01 | YCPayflow A mobile app. It allows employees to get paid their salary on-demand. · payflow.es | still up |
| 2021-01-01 | We're Khatabook / OkCredit for Pakistan · udhaar.pk | still up |
| 2021-08-10 | credithero.io | gone |
| 2021-01-01 | YCPagaloop Pay, Get Paid and Extend Cash Flow using your Credit Card as… · pagaloop.com | still up |
| 2021-05-04 | caminohealthapp.com | still up |
| 2021-06-01 | YCSuplias We enable FMCG distributors in Africa buy inventory on credit · suplias.com | still up |
| 2021-02-04 | motemoney.com | still up |
How this compares
Y Combinator reports its own outcomes, including acquisitions. The other two are judged by asking the domain, so they are not measured the same way and are never averaged together.
The register re-probes every domain it holds. Some that answered last month stop answering. We send that list — what went quiet, and what it was — once a month. Nothing else.
How this was made. Show HN entries are every post from 2021 to 2023 with at least five points that linked to its own domain; code hosts and free hosting are excluded, because a repository outlives the effort behind it. Product Hunt entries needed 100 votes — a far higher bar, so they are the promoted top slice rather than a like-for-like sample. Both are judged by asking the domain whether it still answers: gone means it no longer resolves, refuses the connection, serves a parking page, or says plainly that it shut down. An HTTP error is not counted as gone — a server answering 404 is one somebody still pays for, and an audit of 25 gone-calls found two such sites alive with only a moved homepage. Y Combinator entries use the status YC publishes itself, which is why only those can say acquired. Squatted domains — a lapsed name now serving somebody else's site — are not detected, so these figures run slightly low.