You asked about Credit and Lending
25 people built something like it. 3 are gone.
That is 14% of the ones whose fate we could settle, against 23% across the whole register. 4 were acquired.
| Launched | What it was | Today |
|---|---|---|
| 2021-06-01 | YCBaubap Smart micro financing for everyone · baubap.com | still up |
| 2021-06-01 | Corporate Card solution for Indian businesses · karboncard.com | still up |
| 2021-01-01 | YCR2 Embedded lending infrastructure · r2.co | acquired |
| 2021-01-01 | YCKredi Rocket Mortgage for LatAm. · kredi.mx | still up |
| 2021-01-01 | YCFinley Streamline your debt capital raise and management · finleycms.com | acquired |
| 2021-01-01 | The payments solution for small scale construction. · go.build | gone |
| 2021-01-01 | Building Chime for India · buenofinanceinc.com | acquired |
| 2021-01-01 | Payroll app to pay workers daily for retailers & manufacturers in SEA · vuiapp.vn | still up |
| 2021-01-01 | YCSivo Debt as a service for companies to lend money to their users at scale. · sivo.com | still up |
| 2021-06-01 | YCPayhippo Loans to Nigeria's SMEs in under 3 hours · payhippo.africa | still up |
| 2021-06-01 | YCAbhi Abhi is Pakistan's 1st financial wellness platform focusing on… · abhi.com.pk | still up |
| 2021-01-01 | YCDayra Data-driven embedded Financial Services for Gig Workers · dayra.co | still up |
| 2021-01-01 | YCKrab Instant loans for trucking companies in India · krab.in | gone |
| 2021-01-01 | YCPesto getpesto.com | still up |
| 2021-01-01 | YCKanda Affirm for general contractors · getkanda.com | still up |
| 2021-06-01 | Loan management software for private lenders · hypercore.ai | still up |
| 2021-06-01 | YCVerde Digital lending platform for Brazilian farmers · verde.agr.br | gone |
| 2021-06-01 | YCLevel Fast and simple fintech financing · trylevel.app | acquired |
| 2021-01-01 | YCAtrato Enabling consumers split the cost of purchases without a credit card · atratopago.com | still up |
| 2021-01-01 | YCZ1 Digital bank for teenagers in LatAm connected to prepaid card · z1.app | still up |
| 2021-01-01 | YCLendflow Embedded lending infrastructure for software companies · lendflow.com | still up |
| 2021-06-01 | YCPayflow A mobile app. It allows employees to get paid their salary on-demand. · payflow.es | still up |
| 2021-01-01 | We're Khatabook / OkCredit for Pakistan · udhaar.pk | still up |
| 2021-01-01 | YCPagaloop Pay, Get Paid and Extend Cash Flow using your Credit Card as… · pagaloop.com | still up |
| 2021-06-01 | YCSuplias We enable FMCG distributors in Africa buy inventory on credit · suplias.com | still up |
How this compares
The register re-probes every domain it holds. Some that answered last month stop answering. We send that list — what went quiet, and what it was — once a month. Nothing else.
How this was made. Show HN entries are every post from 2021 to 2023 with at least five points that linked to its own domain; code hosts and free hosting are excluded, because a repository outlives the effort behind it. Product Hunt entries needed 100 votes — a far higher bar, so they are the promoted top slice rather than a like-for-like sample. Both are judged by asking the domain whether it still answers: gone means it no longer resolves, refuses the connection, serves a parking page, or says plainly that it shut down. An HTTP error is not counted as gone — a server answering 404 is one somebody still pays for, and an audit of 25 gone-calls found two such sites alive with only a moved homepage. Y Combinator entries use the status YC publishes itself, which is why only those can say acquired. Squatted domains — a lapsed name now serving somebody else's site — are not detected, so these figures run slightly low.