You asked about Banking as a Service
2,466 people built something like it. 390 are gone.
That is 19% of the ones whose fate we could settle, against 23% across the whole register. 371 were acquired.
| Launched | What it was | Today |
|---|---|---|
| 2009-06-01 | YCStripe Economic infrastructure for the internet. · stripe.com | still up |
| 2012-06-01 | YCCoinbase Buy, sell, and manage cryptocurrencies. · coinbase.com | acquired |
| 2015-01-01 | YCRazorpay India's only full-stack financial solutions company for businesses. · razorpay.com | still up |
| 2020-06-01 | YCSpenmo A spend management software that provides businesses visibility,… · summitglobal.com | still up |
| 2019-01-01 | YCVerto Cross-Border Payments and FX Simplified · vertofx.com | still up |
| 2014-01-01 | YCAxoni Axoni is building the next generation of capital markets technology · axoni.com | acquired |
| 2020-06-01 | YCJeeves International banking infrastructure for global startups. · tryjeeves.com | still up |
| 2019-01-01 | YCAlpaca API-first stock and crypto brokerage platform · alpaca.markets | still up |
| 2018-01-01 | Embedded banking software platform and marketplace · treasuryprime.com | still up |
| 2013-06-01 | YCArcus Payment-as-a-service that helps any business launch payment solutions · arcusfi.com | acquired |
| 2020-01-01 | YCBelvo Open Finance API platform for Latam. · belvo.com | still up |
| 2021-06-01 | YCSlash Banking, corporate cards, stablecoin payments – available globally. · slash.com | still up |
| 2020-01-01 | YCBeGo BeGo Connects cargo shippers with truck suppliers in Mexico and US · bego.ai | still up |
| 2020-06-01 | YCDecentro API Platform for Banking Integrations (Plaid for India and APAC) · decentro.tech | still up |
| 2015-01-01 | YCBankjoy An end-to-end digital banking solution for banks and credit unions · bankjoy.com | still up |
| 2017-01-01 | YCAella Diversified credit infrastructure powering payments across Africa. · aellaapp.com | still up |
| 2017-06-01 | YCPrelim Build better banking · prelim.com | still up |
| 2021-01-01 | Plaid for Southeast Asia · finantier.co | gone |
| 2023-06-01 | YCCasca Make Banking Magical · cascading.ai | still up |
| 2017-01-01 | Low-code integration platform for banking · sandboxbanking.com | acquired |
| 2022-01-01 | YCWibond Affirm for LATAM · wibond.co | still up |
| 2018-06-01 | Cryptocurrency infrastructure for Africa. · helicarrier.studio | still up |
| 2022-01-01 | YCArc Banking & Funding for Startups · joinarc.com | acquired |
| 2021-01-01 | YCNextPay The digital bank for small businesses in the Philippines. · nextpay.world | still up |
| 2017-06-01 | YCtpaga First financial Superapp of Latin America · tpaga.co | still up |
| 2019-01-01 | YCGlobe coinbase for derivatives · globe.exchange | still up |
| 2022-01-01 | YCPayCaddy Simplified Banking as a Service for Latam · paycaddy.com | still up |
| 2022-01-01 | Group Financing for small businesses across Africa. · userank.com | still up |
| 2020-01-01 | YCJenfi Jenfi provides revenue-based financing for digital businesses in Asia · jenfi.com | still up |
| 2020-06-01 | YCIncrease API-first banking for ambitious technology companies. · increase.com | still up |
| 2020-06-01 | YCNovel Novel is your international business bank account · trynovel.com | still up |
| 2019-06-01 | YCMultis Accounting & Treasury Management Software for Web3 Teams · multis.com | gone |
| 2021-01-01 | YCStriga Compliant Crypto and Banking Infrastructure · striga.com | acquired |
| 2023-06-01 | AI-powered risk and compliance for financial institutions · kobaltlabs.com | still up |
| 2022-01-01 | FundOS — AI operations for fund managers · vantedgeai.com | still up |
| 2022-01-01 | YCNash All in one finance platform for borderless businesses in Africa · getnashglobal.com | still up |
| 2019-01-01 | YCParker Parker is a digital bank. · getparker.com | gone |
| 2018-06-01 | YCOWNY AI driven payment rails for emerging market banks. · owny.com | still up |
| 2021-01-01 | YCDayra Data-driven embedded Financial Services for Gig Workers · dayra.co | still up |
| 2021-06-01 | YCIvella Banking and savings products designed for couples · ivella.com | gone |
| 2022-06-01 | YCAnchor Embedded finance platform for African businesses · getanchor.co | still up |
| 2018-06-01 | Developer-friendly and enterprise-grade APIs for financial market… · alphavantage.co | still up |
| 2022-06-01 | Card issuer for Africa · bridgecard.cards | gone |
| 2025-01-01 | Pending CFTC regulation to be the first cash and physically settled… · liquidcompute.com | still up |
| 2022-01-01 | YCValari Embedded finance platform for LatAm. · valari.co | gone |
| 2018-01-01 | YCBen The easiest way to learn about, buy, and store cryptocurrency. · ben.co | gone |
| 2013-06-01 | Banking APIs; acquired by Silicon Valley Bank in August 2015 · standardtreasury.com | acquired |
| 2022-01-01 | YCSei AI AI Operations Partner for Mortgage & Banking · seiright.com | still up |
| 2019-06-01 | Household needs, from bread to everything. · breadfast.com | still up |
| 2013-06-01 | YCDoorDash Restaurant delivery. · doordash.com | acquired |
| 2020-01-01 | The fastest shipping for online shopping · 99minutos.com | still up |
| 2019-01-01 | YCDeel The all-in-one HR and payroll platform for global teams · deel.com | still up |
| 2014-01-01 | YCFlexport Platform for global logistics. · flexport.com | still up |
| 2015-01-01 | YCGitLab A complete DevOps platform delivered as a single application. · gitlab.com | acquired |
| 2011-01-01 | Platform for the greatest products from the past, present and future. · goatgroup.com | still up |
| 2017-06-01 | YCTruepill API-connected healthcare infrastructure. · truepill.com | acquired |
| 2013-01-01 | YCFivetran The leader in automated data movement · fivetran.com | still up |
| 2020-06-01 | India's Fastest Diagnostics Service · orangehealth.in | still up |
| 2018-01-01 | YCGroww Making financial services simple, transparent and delightful. · groww.in | acquired |
| 2017-06-01 | The first public safety operating system that eliminates crime. · flocksafety.com | still up |
How this compares
Older launches have had longer to die, so this slope is expected. A year that broke it would mean something is wrong with the checking.
Matched on whole words in the title and description, so a launch can fall into two categories and plenty fall into none.
The register re-probes every domain it holds. Some that answered last month stop answering. We send that list — what went quiet, and what it was — once a month. Nothing else.
How this was made. Show HN entries are every post from 2021 to 2023 with at least five points that linked to its own domain; code hosts and free hosting are excluded, because a repository outlives the effort behind it. Product Hunt entries needed 100 votes — a far higher bar, so they are the promoted top slice rather than a like-for-like sample. Both are judged by asking the domain whether it still answers: gone means it no longer resolves, refuses the connection, serves a parking page, or says plainly that it shut down. An HTTP error is not counted as gone — a server answering 404 is one somebody still pays for, and an audit of 25 gone-calls found two such sites alive with only a moved homepage. Y Combinator entries use the status YC publishes itself, which is why only those can say acquired. Squatted domains — a lapsed name now serving somebody else's site — are not detected, so these figures run slightly low.